Getting credit to raise business capital? At where? As? Everyone has a great or great business idea to do or deploy, but having the capital to finance the project or starting a business is another story, especially if the idealizer lives on salary or does not have enough money to play the game . How good it would be if everyone had access to financing or working capital, but few actually know where to go in search of capital for what they need.
12 of being able to increase capital of companies
The reality is that there are several different sources for entrepreneurs or entrepreneurs to get money for their companies or capital needed to start a business or start a successful business or trade. When an administrator has the capital he needs, his business has more chances and resources to achieve the desired growth.
In my own entrepreneurial experience, I met people on the way many people had strong vision aspiring for investment. And speaking of visionaries, these are the entrepreneurs who if in general become millionaires. But the chances are for almost everyone, especially those determined, so we’ve listed 12 credit modalities to raise business capital and make ideas happen and work out.
1. Investors angel
Angel investors put money into your business to become partners or business partners. They will have a stake in the business and will also be included in the decision making.
2. Venture Capitalists
Venture capitalists inject money into an existing business if they are experiencing financial difficulties or needing investments for growth.
3. Mortgage Loans
Mortgage loans have flexible terms and low interest rates around 1.15% am. The only problem is that if your business fails, you could lose your home or well given with collateral.
4. Commercial loans
Commercial loans are available at financial companies, banks, online lenders, cooperatives, loan associations and lending platforms peer-to-peer. Look for the one with the best rate.
5. Advance credit or cash
Cash advances are made to companies or merchants who need capital, usually exchanged for future debit and credit card transactions for a percentage (goodwill). If there are high sales, the loan is repaid more quickly.
6. Crowdfunding Funding
Crowdfunding allows anyone who is inspired by your idea to help with money financing. Sign up for a crowdfunding page on sites like catharsis and kicking crowdfunding, offer your products or services at a reduced price to raise funds.
7. Friends and family
Loaning with friends and family, often these people can borrow money with little or no interest. Just be careful, they may want to run your company later, rsss.
8. Anticipation of receivables or assets
Selling some of your assets is a good way to raise your cash and cash fast. Anticipate some receivables or refinance your car or home and use the money to start your business.
9. Factoring online
Factoring is an agreement whereby the trader transfers, totally or partially, to a financial institution sales credits made to third parties, in return for payment of a certain commission, assuming the institution risks not receiving the credits.
10. Federal Loan and Financing
Government loans and grants are available to stimulate economic growth and innovation. Often, grants will match any capital you may come up with from other sources. the BNDES card, read more about BNDES here.
11. Credit cards
Credit cards provided funds to micro-businesses, startups, and to numerous small businesses. Be careful not to be owed too high because interest rates and fines can make the deal not worth it.
12. Loan Lending P2P
The loans on the P2P Lending platforms are exactly like in a bank or financial loan, the difference is that they are financed by investors, it is easier to get the credit and the interest rates are lower. Read all about peer-to-peer here.
After reading this list a few times, you are ready to continue and make your dreams come true. Follow these few steps:
- Create a strong, realistic and presentable business plan.
- Identify the credit channels with your best chances of success.
- Approach financing sources and communicate your business idea and financing proposal.
- If the first creditor you approach does not result in an investment, continue with the list.
- Try all potential sources until you reach your funding goal.
To raise business capital it takes a lot of courage to get out of the comfort zone and ask for money. Being aware of different working capital options for your company and financing when you need it can be the key to success.